As a federal employee, you may have access to the Federal Employee Dental and Vision Insurance Program (FEDVIP).
This program offers dental and vision insurance plans from several different providers, allowing you to choose the plan that best fits your needs.
Here are some of the best dental and vision insurance options for federal employees:
Delta Dental offers several dental plans through FEDVIP, including a standard plan and a high plan with more coverage. Delta Dental also offers vision coverage through VSP Vision Care.
MetLife offers several dental plans through FEDVIP, including a standard plan, a high plan, and a plan for orthodontic care. MetLife also offers vision coverage through VSP Vision Care.
GEHA offers several dental plans through FEDVIP, including a standard plan, a high plan, and a plan for orthodontic care. GEHA also offers vision coverage through EyeMed.
Aetna offers several dental plans through FEDVIP, including a standard plan, a high plan, and a plan for orthodontic care. Aetna also offers vision coverage through EyeMed.
When selecting a dental and vision insurance plan, consider factors such as coverage, cost, and network of providers to ensure that the plan meets your specific needs.
It’s also important to carefully review the plan’s details, including the benefits, co-pays, and limitations, to ensure that you understand the coverage you will receive.
Dental insurance benefits
Benefits vary depending on the specific plan, but most dental insurance plans offer coverage for preventative care, basic services, and major services.
Insurance plans typically cover preventative care services, such as regular cleanings, exams, and x-rays. These services are designed to help maintain good oral health and prevent dental problems before they become more serious.
Plans also cover basic services, such as fillings, extractions, and root canals. These services are typically less expensive than major services and are designed to address common dental problems.
Dental insurance plans may also offer coverage for major services, such as crowns, bridges, dentures, and implants. These services are more expensive than basic services and are typically used to treat more complex dental problems.
Some dental insurance plans may also offer coverage for orthodontic treatment, such as braces or clear aligners, as well as cosmetic services like teeth whitening.
It’s important to review the details of your dental insurance plan carefully to understand what services are covered, as well as any co-pays, deductibles, or limits on coverage.