It can be challenging to find a mortgage lender who is willing to work with individuals with poor credit, but there are some lenders who specialize in this area. Here are a few options to consider:
Carrington Mortgage Services:
Offers a range of mortgage products, including FHA, VA, and USDA loans, to individuals with poor credit. They also have a variety of programs and tools to help borrowers with credit issues.
New American Funding:
New American Funding offers FHA, VA, and USDA loans to borrowers with poor credit. They also offer a variety of tools and resources to help borrowers improve their credit scores.
Quicken Loans:
Is one of the largest mortgage lenders in the United States and offers FHA, VA, and USDA loans to borrowers with poor credit. They also offer a variety of online tools and resources to help borrowers with credit issues.
PennyMac is a direct lender that offers a variety of mortgage products, including FHA, VA, and USDA loans, to borrowers with poor credit. They also offer a variety of online tools and resources to help borrowers with credit issues.
When considering a mortgage lender for poor credit, it’s important to carefully review the terms and conditions of any loan offer before accepting it. Additionally, you may want to work on improving your credit score over time to increase your access to more affordable loan options in the future.
